Jeffrey asked:
My brother and I have reason to believe that my recently deceased mother’s boyfriend (who become her power of attorney) has changed the way the policy is distributed without my mothers knowledge. We were told by her we would each receive a certain amount of money once she passed. He told us that the money will be put into the trust and divided among me, my brother, and our sister who is estranged from out family. She passed recently from cancer and was not incapacitated.
My brother and I have reason to believe that my recently deceased mother’s boyfriend (who become her power of attorney) has changed the way the policy is distributed without my mothers knowledge. We were told by her we would each receive a certain amount of money once she passed. He told us that the money will be put into the trust and divided among me, my brother, and our sister who is estranged from out family. She passed recently from cancer and was not incapacitated.
{ 4 comments }
A person can not BE a power.
A person HAS power.
And that power of attorney dies when the principal – your mother – died, unless it was a durable power of attorney document.
And NO ONE can change the beneficiary of a life insurance policy except the insured person.
And the insurance company MUST distribute the money according to the documents signed by the insured.
So.
Think now.
WHO do you think would have the answers to your questions?
Think
think
think
harder.
Gee.
Might it be THE INSURANCE COMPANY?????
A power of attorney ceases, the second the person dies.
Life insurance policies ONLY pay the named beneficiary.
You need to talk to the executor of her estate, or go to court to be made executor of her estate. That is the ONLY way to get information on the policy. Only the estate executor has the right to that information.
Call the insurance company and file a claim.
Her boyfriend cannot change the beneficiary designations on a life insurance policy. Only your mother could have done that.