anyone can tell me some information about life insurance?costs too much?

She asked:

anyone can tell me some information about life insurance?costs too much..!

{ 3 comments }

Rebecca September 10, 2010 at 11:23 pm: Idiot spammers the poster ask about LIFE insurance. Do a google search and compare prices as the premiums depend on age/smoking and so on.
mbrcatz September 11, 2010 at 7:12 pm: You should check out the personal finance section on yahoo, about life insurance, and I like Dave Ramsey’s page about life insurance, too.

If it costs too much, you can always cut coverage, or shorten the term – if you qualify for a new policy.

Basically, it’s all about odds – you’re betting that you’ll die during the policy period, the insurance company is betting you’ll live. The premium you pay – what it costs – versus the payout if you die, are the “odds”. The older you are, the longer the term, the less healthy you are, the shorter the odds are, and the more it costs.
wfr21 September 14, 2010 at 11:52 pm: Your question is the reason people need to meet with a local independent life insurance agent for guidance and to purchase a policy suitable for your needs. Seek one out in your own community through the local Chamber of Commerce,, or get a referral from a friend.